Terms of Service

Last updated: January 2025

1. Acceptance of Terms

By accessing or using Stockd.ai, you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access the service.

2. Description of Service

Stockd.ai is an AI-powered market companion that provides chat-based market discussion, news summaries, and trend analysis. We are NOT a broker, investment adviser, or trading platform.

3. Not Investment Advice

IMPORTANT: Nothing on Stockd.ai constitutes investment advice, recommendation, or solicitation to buy or sell securities. All content is for informational and entertainment purposes only. Always consult with qualified financial professionals before making investment decisions.

4. User Responsibilities

You agree to:

  • Provide accurate account information
  • Maintain the security of your account
  • Not use the service for illegal purposes
  • Not attempt to reverse engineer our AI systems
  • Understand that all trading occurs on external broker platforms

5. Data and Privacy

We collect and process data as described in our Privacy Policy. Market data shown may be delayed or indicative. We do not store financial credentials or execute trades.

6. Subscription and Billing

Paid subscriptions are billed monthly via Clerk. You may cancel anytime. Refunds are provided at our discretion for technical issues only.

7. Intellectual Property

All content, features, and functionality are owned by Stockd.ai and protected by copyright and other intellectual property laws.

8. Limitation of Liability

STOCKD.AI SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

9. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the service constitutes acceptance of modified terms.

10. Contact Information

For questions about these Terms, contact us at: michael@summitdesk.io